Road Transport: Transport insurance or not?

Are you unsure if you should cover your goods with a transport insurance? Here are the answers to when and why you should choose an insurance.

Take out your insurance with J. Lauritzen's Eftf. and we will guide you in the whole process.

Am I fully covered without a transport insurance? 

Without a transport insurance, your goods are rarely fully covered if the accident strikes. You must therefore take out a transport insurance to cover the full value of the goods.

If you have a transport insurance, you can get full compensation on your goods and reduce the risk when transporting your goods.

Please note that in some cases you may be covered by your stock insurance if you have one. This you can check in your police.

What happens if I do not choose to take out insurance?

When transporting goods, one is often only partially covered, as carriers have only limited liability for damage and loss, typically regulated by international laws and regulations, depending on the type of transport, such as the CMR Convention.

For international road transport this insurance covers an amount of up to 8.33 SDR per kg. damaged or lost goods (gross weight).

1 SDR = ca. 8,80 DKK. Through this link, you can convert SDR to any currency:

For national transport, the CMR insurance covers an amount of up to 8.33 SDR per kg. goods that can be legally transported by the vehicle.

In addition, only freight, duties, taxes and other costs of carriage will be replaced by the full amount due to full damage/loss and with a proportionate amount of partial damage/loss. However, this requires that the transport has been agreed and carried out in accordance with the NSAB 2015 and / or CMR Terms (CMR waybill is created).

CMR insurance does not cover insufficient packaging, force majeure etc.

If you have not purchased a commodity insurance, there is no additional cover.

Read the CMR Convention here

If you would rather read it in Danish click here

Download NSAB here

What should the value of my goods be before I need a transport insurance?

If what you are carrying is of high value in relation to its weight, it is a good idea to have a transport insurance. The CMR Convention only covers 8,33 SDR per kg. So, if what you are shipping weighs only a little but is of high value, economically it will pay off with a transport insurance.

If the value of the goods significantly exceeds the liability of the freight forwarder, you should consider purchasing insurance. Contact a freight forwarder if you are in any doubt. We are here to help finding the right solution.


Why does the freight forwarder not provide full insurance on all goods?

If all freight forwarders were to provide full insurance on all goods, transport prices would be significantly higher than they are today. This would mean that the carrier would have to be insured against all situations and types of goods. In this case, if goods of low value in relation to its weight were to be transported, the prices would be much higher. If your goods are of low value in relation to their weight, you are always covered by the CMR Convention.

Your transportation price is cheaper when you are not automatically covered

How much does a transport insurance cost?

The price of the transport insurance is calculated as with all other insurance policies from the specific situation.

The insurance price is calculated based on the total value of the goods + profit, which is set at 10% + transportation costs. The value of the goods is the purchase value as stated on the invoice. Transportation costs are added to this.

Where and how do I buy a transport insurance?

You can purchase a transport insurance through the freight forwarder for the individual shipment, which has an agreement with a reputable insurance company that always provides professional injury treatment. Alternatively, you can take out insurance through an insurance company covering all transports.

J. Lauritzen's Eftf. will find the right insurance for you and are here to guide you. 

Do you need advice or guidance in relation to your specific transport?

Call us at +45 75 12 31 33 or send us an email at and we will help you in finding the right solution.

Note that this convention in only applicable for Road Transport. Every type of freight has its own. We can guide you in any way.


Go to our transport solutions

Ann Hansen
- Alice Butik
We have collaborated with Lauritzen as our freight forwarder for about 14 years and have always been very pleasant with them.
It is easy to book and in case of problems/delays we are notified.

Clear departures make it easy to see when to expect our goods will be delivered.

The staff are always friendly, happy and accommodating upon inquiries, which makes you in a good mood when talking to them.

We have tried other freight forwarders but has always returned to Lauritzen.
Brian Pedersen
- HL Keramik
Always amazingly high service. You continuously bring good info about delivery times.
Furthermore, we always experience great flexibility with you.
Johan Steffensen
- Steff Byg
For 25 years, if not more, Lauritzen have had all our transport to Italy and have always handled it exceptionally good.

As we are located in the same city, Lauritzen has always been good at paying us a visit, if something has been missing, which has also contributed to very good relationships among the companies.
If something goes wrong, against expectations, Lauritzen quickly report this. And in case we need goods in a hurry they also find a solution to this. All information is passed on. That means a lot to us.

In addition, Lauritzen transport what we have to Spain, Norway and Sweden.

To us, Lauritzen is not a supplier but a partner.
Niels Hagelskjær
- Garant Holstebro
Garant Holstebro has in about 15 years purchased tiles from Italy and Spain. In these 15 years we have more or less only used Lauritzen for transportation of our tiles.
For us at Garant Holstebro it is all about an end product of the highest quality which also means delivery of our products.
The cooperation that I have personally had with Lauritzen for many years now can only be described as excellent.
I send orders every week and all orders are handled professional. Each request is answered immediately and each case at the concerned factory is handled thoroughly so we always have our goods loaded in time, which means that we can comply with all our deliveries.
In case of accident, I receive an email or a call from the office immediately, so I can always give our customers a message about a possible change of delivery time.
I have to say that I rarely experience such a complete workflow as the staff perform at Lauritzen.
Incredible nice people to talk to and write with. I could mention some names, but I am sure they know who they are, and I am certain that all at Lauritzen performs equal.
Poul-Henning W. Nielsen
- Slagelse Flisecenter A/S
We always receive an excellent service from Lauritzen.
When there occasionally are accidents by train, which Lauritzen are not an influencer on, they are good at informing of possible obstacles. Mean while they are also good at remembering our orders and always asking if other orders is to be transported back home. We are very satisfied with the cooperation.
- Hydro
Samarbejdet i opstartsfasen er gået utrolig godt. Vi sætter stor pris på at det altid er de samme, der håndtere vores bookinger og de har styr på det. De holder os godt informeret.
Vi sætter endvidere pris på at det, så vidt muligt, er de samme chaufføre, der kommer ud til os igen og igen.
Sammenfattet ser vi at den service vi var vant til fra Lauritzen fra før, stadig er den samme. chaufførerne gør som de bliver bedt om / i overensstemmelse med vores HMS-krav, så vi er yderst tilfredse med opstarten.
John Knudsen
HL Keramik - Purchaser
Lauritzen solves all our tasks concerning loading of tiles in Italy. Their set-up is probably the best we've tried in all the 40 years we have imported tiles from Italy. We have since the switch to Lauritzen, experienced a super service and delivery. I have recommended Lauritzen to others and would still do it if someone is searching transport solutions from Italy.